[rcheltrvel]

Hi All,

I am finally ready to set my website up to take payments. I need some advice as to how to get started. I know nothing about paymeny gateways / merchant accounts, etc... My needs are the following...

I would like to take credit cards over the internet through my website. I would also like to be able to take credit cards over the phone and also in person but with no terminal. Just write down the number and somehow call it in or enter it when I get back to my office. I do not have a retail store but besides my website I set up space at various shows and would love to be able to take credit cards there.

Please explain to me the difference between using Paypal Pro, Paypal Standard, other companies. Frlm what I have gathered so far, there are two things you need to be able to take payments... a merchant account and a gateway? Not sure if this is correct? As far as Paypal goes, do the pro and standard packages include both a merchant account and a gateway? I am really confused about the whole process, so any help would be greatly appreciated! Thanks.